By Suzanne D’Amato, Employee Benefits Attorney – Hilb Group National Practice Leader, EB Compliance November 21, 2025 Election Outcomes—Republican Trifecta • President-elect Trump • Senate – R’s have 3-seat majority • House of Representatives – R’s control Pre-election: 214D – 221-R Post-election: 215D-220-R Future of the Filibuster • The filibuster requires 60 votes to overcome...
In 2024, the workers’ compensation insurance segment experienced another year of strong performance, continuing a decade-long profitability trend for insurers. Overall, workers’ compensation insurance has been a bright spot in recent years during an otherwise challenging market across various lines of insurance. New market entrants...
Data is crucial for modern business operations, so a solid data backup and recovery plan is essential. A data backup plan involves creating and storing data copies, while a data recovery plan focuses on restoring lost data to minimize downtime. These plans offer benefits such...
Small businesses in all industries face the potential of lawsuits. These disputes can require substantial money, time and effort, and they can damage a company’s reputation, regardless of the case’s merits or outcome. Considering these ramifications, it is vital for business leaders to take steps...
While most people are aware of the importance of medical malpractice insurance for physicians and specialists, they may not realize that allied healthcare workers (nurses, therapists, etc) need similar protection. Though this insurance may be called by other names, including professional liability insurance or errors and...
Open enrollment is a critical time for employees. It’s when employees make important decisions about their health care, retirement and other benefits that will affect them for the rest of the year. However, confusion about benefits is a wide- spread issue among employees of all...
While the U.S. continues to be a central hub for film production, there is a notable increase in both the number of films produced internationally and U.S. films being shot abroad, reflecting the global nature of the film industry. This trend is driven by factors such...
The construction industry is continuously moving toward digitization, adopting advanced technology such as artificial intelligence, the Internet of Things (IoT) and Building Information Modeling software. These innovations help to automate tasks, reduce waste and improve efficiency, productivity and safety. However, this shift also brings significant...
A safety committee is crucial for creating and maintaining a safe workplace culture. These committees bring together employees, management and safety professionals to proactively address workplace hazards. There are several organizational benefits to implementing a safety committee. They can provide a safer work environment, increase employee...
Employers will likely continue to struggle to attract and retain talented employees in 2025. Although employee quits have trended down in 2024, a recent report from EY found that 38% of employees are likely to leave their jobs in the next year. Despite the survey’s prediction...