CHECKLIST FOR CYBER INSURANCE Also known as cyber liability insurance, cyber coverage can help organizations pay for a range of expenses that may result from cyber incidents—including (but not limited to) data breaches, ransomware attacks and phishing scams. When seeking this form of coverage, it’s important for...
Though nothing is foolproof, friends and family members are usually the most trustworthy source for finding information about physicians and facilities. However, if you move to a new state and don’t know anyone yet, who can you trust? Searching online may be the easiest route,...
Business insurance is essential for keeping a company financially resilient should disaster strike. While most employers know that they should purchase basic forms of insurance, such as a commercial general liability policy, they often overlook other important types of coverage that provide valuable financial protection and...
Return-to-work (RTW) programs are intended to help support employees as they reintegrate back into the workforce after experiencing occupational illnesses or injuries. These programs may entail having injured employees return to work with shortened hours, lighter workloads or different tasks (also known as transitional duties)...
Insurance rates are based on a variety of factors, including what’s happening in the economy and business marketplace. For example, today’s strong labor market drives higher wages, which impact the cost of goods and services across all industries. In addition, driver mileage and accident frequency...
In today’s evolving risk landscape, organizations of all sizes and sectors face a wide range of cyberthreats. Amid advancing attack techniques and growing hacker sophistication, cyber events can arise from various avenues and cause considerable damage, often resulting in prolonged operational disruptions and associated losses....
Caring for a loved one as they age or deal with illness is a deeply personal decision. Many families choose to hire a home health aide to ensure their loved one is safe, comfortable, and well-cared for in their own home. While hiring your own...
Health Reimbursement Arrangements (HRAs) are becoming a popular option for some small businesses as they can help them provide health benefit flexibility and business cost savings. However, HRAs can increase administrative complexity and time, overriding the initial reason the business chose a PEO. Here is...
Nuclear verdicts” refer to exceptionally high jury awards in civil cases, typically against companies or institutions, often reaching millions or even billions of dollars. These verdicts, especially common in personal injury, medical malpractice, and trucking accident cases, have been on the rise in recent years....
Statistics have revealed that temporary workers in warehouses are more likely to get hurt on the job than permanent employees. According to OSHA, some host employers may not have the same commitment to temporary employees as permanent ones and may be more inclined to assign...