24 Mar

Posted at 11:21h in Business, Cyber Liability, healthcare coverage, Insurance Coverages, Our Blog by
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Health care providers have been increasingly utilizing technology and turning to digitization. Innovations such as telehealth, artificial intelligence (AI), digital billing systems and connected devices continue to reshape the industry. Although technological advancements provide several key benefits and can enhance patient care, they create additional cybersecurity...

20 Mar

Posted at 12:38h in Business, captive insurance, Insurance Coverages, Our Blog, PEO, Workers' Compensation by
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In recent years, captive insurance companies have consistently outperformed commercial market insurers. This success is attributed to their balance sheet strength, operational performance, and specialized business models. Captives offer significant advantages, giving organizations a competitive edge in risk management and financial control. Here are seven...

19 Mar

Posted at 10:30h in Business, Insurance Coverages, Our Blog, Property Coverage by
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The Internet of Things (IoT) refers to a network of devices (e.g., sensors, actuators and trackers) equipped with advanced software and processing capabilities that can connect and exchange information. This technology can provide a wide range of benefits to businesses, including enhancing companies’ visibility of...

13 Mar

Posted at 12:03h in Insurance Coverages, Our Blog, PEO, staffing, Worker-Safety, Workers' Compensation by
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Every year, Prevent Blindness, the eye health and safety organization, recognizes March as Workplace Eye Wellness Month. This annual campaign is intended to raise awareness of potential eye hazards in the workplace and encourage employees to take their eye health seriously. According to Prevent Blindness, thousands...

12 Mar

Posted at 12:30h in Business, Insurance Coverages, Our Blog, PEO, staffing, Workers' Compensation by
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Workers’ compensation insurance is one of the largest expenses for staffing companies and professional employer organizations (PEOs). Due to the high-risk nature of temporary staffing, complex employee classifications, and frequent policy audits, securing cost-effective and compliant coverage can be a challenge. Many staffing firms turn to...

27 Feb

Posted at 11:01h in Business, Cyber Liability, healthcare coverage, Insurance Coverages, Nursing and Residential Care, Our Blog, staffing by
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While modern cybersecurity focuses on digital threats like ransomware and phishing, an often-overlooked vulnerability in healthcare operations is the fax machine. Despite being considered outdated, fax machines remain widely used in healthcare due to HIPAA compliance concerns and the need to transmit medical records securely....

26 Feb

Posted at 12:19h in Business, Cyber Liability, Our Blog, staffing, Worker-Safety, Workers' Compensation by
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As 2025 begins, manufacturing businesses must be mindful of the trends impacting the industry. Monitoring the latest developments and appropriately adjusting operations and risk management practices in response to them is crucial, as each significantly impacts the success and public perception of a business. Trends...

20 Feb

Posted at 09:00h in Business, Insurance Coverages, Nursing and Residential Care, Our Blog, staffing, Worker-Safety, Workers' Compensation by
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Healthcare staffing agencies play a crucial role in connecting medical facilities with qualified professionals. However, operating in this industry comes with unique challenges that, if not properly managed, can lead to financial losses, legal trouble, and reputational damage. Below, we outline the top risks healthcare...

18 Feb

Posted at 14:36h in Insurance Coverages, Our Blog, PEO, staffing, Worker-Safety, Workers' Compensation by
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An experience modification rating (EMR) provides a numeric factor for adjusting insurance premiums. An experience modification worksheet, often referred to as an experience rating worksheet or experience mod worksheet, is important in workers’ compensation insurance. When a company receives an experience rating, it is accompanied by...

12 Feb

Posted at 11:50h in Business, Film, Film & TV, Insurance Coverages, Our Blog, Property Coverage, TV and Video by
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It was supposed to be a groundbreaking commercial—an elaborate set designed to resemble a futuristic cityscape, complete with huge LED screens, custom-built props, and high-tech lighting rigs. The production company, BrightFrame Studios, had invested over $500,000 into set design and special effects to create an...