Extension cords are a common and convenient way to power electrical devices. However, when used without proper caution, they can become fire hazards and pose risks to your safety. In an apartment building, often with fewer outlets, over-reliance on extension cords...
CHECKLIST FOR CYBER INSURANCE Also known as cyber liability insurance, cyber coverage can help organizations pay for a range of expenses that may result from cyber incidents—including (but not limited to) data breaches, ransomware attacks and phishing scams. When...
Though nothing is foolproof, friends and family members are usually the most trustworthy source for finding information about physicians and facilities. However, if you move to a new state and don’t know anyone yet, who can you trust? Searching online may be the...
Traditional news stations are facing increasing competition from streaming services like YouTube, which is causing significant concern within the industry. Here are some key reasons for their worries: Audience Shift: A growing number of people, particularly younger...
Business insurance is essential for keeping a company financially resilient should disaster strike. While most employers know that they should purchase basic forms of insurance, such as a commercial general liability policy, they often overlook other important types...
Organizations are increasingly utilizing artificial intelligence (AI) in employment-related decisions. Although AI can offer several benefits, it also presents many challenges. AI is currently used in multiple aspects of employment decision-making, including...
Return-to-work (RTW) programs are intended to help support employees as they reintegrate back into the workforce after experiencing occupational illnesses or injuries. These programs may entail having injured employees return to work with shortened hours, lighter...
Insurance rates are based on a variety of factors, including what’s happening in the economy and business marketplace. For example, today’s strong labor market drives higher wages, which impact the cost of goods and services across all industries. In addition, driver...
As election time approaches, employers can prepare for employees to request time off to vote. Although federal law does not require employers to provide employees with time off for voting, legal obligations may vary by locality. As of 2024, over half of U.S. states...
A growing number of states have established state-facilitated retirement savings programs to help their constituents save for retirement. Most of the programs share common features, such as requiring employers who do not offer their own retirement plans to enroll...
In today’s evolving risk landscape, organizations of all sizes and sectors face a wide range of cyberthreats. Amid advancing attack techniques and growing hacker sophistication, cyber events can arise from various avenues and cause considerable damage, often resulting...
Caring for a loved one as they age or deal with illness is a deeply personal decision. Many families choose to hire a home health aide to ensure their loved one is safe, comfortable, and well-cared for in their own home. While hiring your own home health aide may seem...