An experience modification rating (EMR) provides a numeric factor for adjusting insurance premiums. An experience modification worksheet, often referred to as an experience rating worksheet or experience mod worksheet, is important in workers’ compensation insurance. When a company receives an experience rating, it is accompanied by...

Now in its 72nd year, The Workers’ Compensation Educational Conference, sponsored by The Workers’ Compensation Institute (WCI), is the largest gathering of workers’ compensation/safety & health professionals in the nation. Each year 7,000+ attendees gather to attend classes and the hottest networking events designed to keep...